Canadian Dollar to Pakistani Rupee (CAD to PKR) Rate Today
The CAD to PKR rate gap between mid-market benchmarks and actual transfer payouts can cost senders thousands of rupees. Mid-market rates cluster between 203 and 206 PKR per Canadian dollar, but transfer fees consistently shave the effective rate by 2–5%, making the difference between the best and worst providers over 10,000 PKR on a $3,000 transfer.
XE.com Mid-Market Rate: 1 CAD = 205.19 PKR · Revolut Rate: 1 CAD = 204.29 PKR · Hamariweb Rate: 1 CAD = 204.11 PKR · Wise Chart Data: Historical up to 5 years · Western Union Converter: Live CAD to PKR
Quick snapshot
- Real-time fluctuations between data refresh cycles
- Bank-specific fees not listed in public rate tools
- Exact timestamp for most provider snapshots
Ten providers tracked, one pattern: mid-market rates hover between 203 and 206 PKR per Canadian dollar, but transfer fees consistently shave the effective rate by 2–5%.
| Label | Value |
|---|---|
| 1 CAD Equals | 205.19 PKR (XE) |
| Recent Trend | Fallen last 30 days (Hamariweb) |
| Wise Feature | 5-year historical chart |
| Western Union | Live CAD to PKR converter |
| 30-Day High | 209.9120 PKR per CAD |
| 30-Day Low | 206.8200 PKR per CAD |
| 90-Day Average | 206.1084 PKR per CAD |
| State Bank of Pakistan | 202.37 PKR interbank (Jan 21, 2026) |
| OFX Rate | 200.977 PKR (Apr 15, 2026) |
| Ria Rate | 203.96679 PKR (May 3, 2026) |
How much is $100 Canadian dollars in Pakistani rupees?
At the XE mid-market rate of 1 CAD = 205.19 PKR, CA$100 converts to approximately 20,519 PKR before any transfer fees. The Wise mid-market rate of 1 CAD = 205.146 PKR produces a similar figure of roughly 20,514 PKR.
Live rate from XE
XE publishes the mid-market rate updated continuously. As of 16:49 UTC on May 3, 2026, the rate stood at 205.19 PKR per Canadian dollar (XE Currency Converter). For a $100 transfer, this means the recipient receives around 20,519 PKR if no fees are applied.
Wise converter details
Wise lists its mid-market rate at 205.146 PKR per CAD with no change registered since the previous day (Wise History). Converting $100 yields approximately 20,514.60 PKR under Wise’s mid-market calculation.
Historical trends
Over the past 90 days, the average mid-market rate sat at 206.1084 PKR per CAD (Wise US). The 30-day high reached 209.9120 PKR while the low dipped to 206.8200 PKR, indicating the rate has moved roughly 3 points against PKR strength in recent weeks.
Mid-market rates are reference rates only. Transfer services apply their own margins—Wise’s comparison tool shows that sending CA$1,000 with XE resulted in a recipient receiving 193,499.32 PKR at an effective rate of 195.369, compared to a mid-market rate around 205.
How much is $1000 Canadian in PKR?
Multiply CA$1,000 by the current mid-market rate: at 205.19 PKR per CAD, the gross conversion is approximately 205,190 PKR. Real-world transfers yield considerably less after fees and transfer-rate margins.
Top converter rates
Multiple converters show comparable figures for the mid-market benchmark: XE at 205.19, Wise at 205.146, and Ria at 203.96679 PKR per Canadian dollar (Ria). These rates cluster tightly within a 1.2 PKR band, giving senders a clear sense of the going mid-market.
Western Union option
Western Union offers a live CAD to PKR converter for transfers to Pakistan, though the platform warns that rates are estimates varying by payment and payout methods (Western Union). Recipients in Pakistan can collect cash at agent locations, which may justify a slightly lower rate for convenience.
Revolut exchange
Revolut displays a rate of 1 CAD = 204.29 PKR, placing it slightly below the XE and Wise benchmarks (Revolut). For CA$1,000, this equates to roughly 204,290 PKR before Revolut’s own fee structure is considered.
Provider rates for large transfers like $1,000 CAD vary more than the mid-market benchmarks suggest. XE’s transfer rate for CA$1,000 to Pakistan showed an effective rate of 202.3038 PKR per CAD—about 3 PKR below the published mid-market rate.
How much is 4000 Canadian dollars in Pakistani rupees?
At the XE mid-market of 205.19 PKR per CAD, CA$4,000 converts to approximately 820,760 PKR on the gross calculation. Actual amounts received will depend on which transfer service you use.
Large amount conversion
For substantial remittances of CA$4,000, the difference between mid-market and transfer rates becomes more pronounced. The Wise comparison tool illustrates that sending CA$1,000 with a 9.57 CAD fee resulted in a recipient receiving 193,499.32 PKR at an effective rate of 195.369 (Wise Compare). Applied to CA$4,000, that margin could mean a shortfall of roughly 11,600 PKR compared to the mid-market calculation.
Hamariweb rate
The Hamariweb open market lists the CAD to PKR selling rate at 206.85 PKR—higher than both the XE and Wise mid-market figures (Hamariweb). This reflects the Pakistan open market’s tendency to offer slightly better rates for sellers of foreign currency. Hamariweb’s weekly data shows PKR gained 0.687% against CAD over the previous week.
Market midpoint
The State Bank of Pakistan’s interbank rate stood at 202.37 PKR per CAD as of January 21, 2026, significantly below the open market selling rate of 206.85 PKR. For Canadians sending money to Pakistan, this gap illustrates how the same CAD can yield notably different PKR amounts depending on the market segment accessed.
How much CAD is 1 lakh?
In South Asian numbering, 1 lakh equals 100,000 units. In the context of PKR to CAD conversion, 1 lakh PKR (100,000 rupees) converts to approximately CAD $487 at the current mid-market rate of 205.19 PKR per CAD.
PKR to CAD calc
To reverse-calculate: divide 100,000 PKR by the mid-market rate. Using XE’s 205.19 PKR per CAD, 100,000 ÷ 205.19 = approximately CAD $486.91. Wise’s 205.146 rate yields a nearly identical result of roughly CAD $487.04.
1 lakh PKR value
The Hamariweb open market rate of 206.85 PKR per CAD would price 1 lakh PKR slightly higher in CAD terms—around CAD $483.71. Conversely, the State Bank of Pakistan interbank rate of 202.37 PKR makes 1 lakh PKR worth approximately CAD $493.84. The choice of rate source materially affects the calculation.
Reverse converters
Most major converters offer PKR to CAD functionality. Wise provides a reverse conversion tool alongside its CAD to PKR calculator, allowing users to toggle between directions (Wise History). XE similarly supports reverse calculations through its currency converter interface.
How much is 3000 Canadian dollars in Pakistani rupees?
At the XE mid-market rate of 205.19 PKR per CAD, CA$3,000 converts to approximately 615,570 PKR on the gross calculation. The Wise mid-market rate of 205.146 PKR produces roughly 615,438 PKR—a difference of about 132 PKR.
3k CAD breakdown
Breaking down a CA$3,000 transfer by provider shows meaningful variation. XE’s mid-market of 205.19 yields 615,570 PKR. Ria’s rate of 203.96679 PKR per CAD produces approximately 611,900 PKR (Ria). OFX’s April 15 rate of 200.977 PKR per CAD would generate roughly 602,931 PKR (OFX). The spread between highest and lowest mid-market rates here exceeds 4,600 PKR.
Chart view
XE provides currency charts spanning the CAD to PKR pair, allowing users to visualize rate movements over time (XE Charts). Wise similarly offers a 5-year historical chart showing rate trends and volatility (Wise History). These tools help senders time transfers for more favorable rates.
Transfer services
OFX positions itself as offering bank-beating foreign currency exchange rates with no markups (OFX). XE claims it can beat competitor rates for money transfers (XE Money Transfer). For a CA$3,000 transfer, these competing claims could translate to a difference of several thousand PKR in what the recipient receives.
Upsides
- Mid-market rates freely available from XE and Wise
- Multiple competing providers keep transfer costs visible
- 5-year historical charts help identify favorable timing
- Open market in Pakistan offers higher selling rates
Downsides
- Transfer fees can shave 2–5% off effective rates
- Rates fluctuate daily—timing matters for large transfers
- Open market and interbank rates differ significantly
- Provider rate quotes vary by payment and payout method
What providers say
We can beat competitor rates.
— XE (XE Money Transfer)
Get bank-beating foreign currency exchange rates with OFX.
— OFX (OFX Exchange Rates)
Exchange rates shown are estimates, vary by a number of factors including payment and payout methods.
— Western Union (Western Union)
The implication: mid-market rates provide a useful benchmark, but Canadian senders should always calculate the effective rate after fees when comparing providers. The Wise comparison data showing CA$1,000 yielding 193,499.32 PKR at a 195.369 effective rate—versus a mid-market of 205+—illustrates how much is at stake on transfers of this size.
Related reading: Live CAD to INR Rate
Frequently asked questions
What is the current Canadian dollar to Pakistani rupee rate?
As of May 3, 2026, the XE mid-market rate showed 1 CAD = 205.19 PKR, while Wise listed 1 CAD = 205.146 PKR. Mid-market rates from multiple providers cluster between 203 and 206 PKR per Canadian dollar.
How do I convert CAD to PKR online?
Use currency converter tools from XE, Wise, or OFX—enter your Canadian dollar amount, select PKR as the target currency, and the tool returns the conversion at the current mid-market rate. For actual transfers, compare the effective rates after fees on services like XE Money Transfer, Wise, OFX, or Western Union.
What factors influence CAD to PKR exchange?
Interest rate differentials between the Bank of Canada and the State Bank of Pakistan drive long-term trends. Short-term movements reflect economic data releases, inflation rates, trade balances, and remittance demand. Political stability and foreign reserves levels also affect the Pakistani rupee’s volatility.
Is the mid-market rate the best for transfers?
The mid-market rate is the interbank reference—it is the best available rate with no markup. However, transfer services apply margins. Providers like Wise advertise transparent fees, while others build the margin into their exchange rate. Always compare the effective rate (what the recipient gets) rather than just the published rate.
How often do CAD PKR rates update?
Mid-market rates update continuously during business hours. Providers like XE and Wise refresh their rates throughout the trading day. Historical data from Wise shows daily rate changes, with weekly and 30-day trends calculated from daily closes.
What is the difference between mid-market and transfer rates?
The mid-market rate is the raw interbank benchmark. Transfer rates include the provider’s markup or fee. For example, Wise’s mid-market might be 205.146 PKR per CAD, but after their transfer fee, the effective rate could be around 203–204 PKR. XE’s money transfer rate of 195.369 for CA$1,000 shows a significant difference from the published mid-market of 205+ PKR.
Can I get historical CAD to PKR data?
Yes. Wise offers a historical chart spanning up to 5 years for the CAD to PKR pair. XE provides currency charts showing rate movements over time. These tools allow senders to review trends, identify seasonal patterns, and make more informed decisions about when to transfer money from Canada to Pakistan.
For Canadians sending money to Pakistan, the practical takeaway is straightforward: mid-market rates cluster around 205 PKR per CAD, but the rate you actually receive depends entirely on which transfer service you choose and when you send. A CA$3,000 transfer can yield anywhere from roughly 603,000 to 616,000 PKR depending on timing and provider—well over 10,000 PKR of difference. Comparing the effective rate after fees before committing to a transfer is the single most effective way to ensure your recipient gets the most rupees for your Canadian dollars.
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